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Author: JimVrana

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To Help the Economy, Leave Your Credit Cards Home

February 22, 2009 | Posted in Finances

The United States economy is dependant on consumers spending money. These days, the economy needs all the help it can get. A local economy benefits when shoppers buy goods and services in retail stores, rather than online. Better still, patronizing a locally owned business, rather than a national chain store or restaurant, will keep even …

Eliminate Debt Caused By The Holiday Shopping Season

January 20, 2009 | Posted in Finances

The slowing economy hit retailers hard this past shopping season. Many stores depend on the holiday gift giving season for up to 40% of their annual sales. When retail stores don’t realize enough sales during December, many face the real prospect of closing their doors in the January. This is happening throughout the country. Retail …

How to Eliminate Rising Credit Card Interest Rates

January 9, 2009 | Posted in Finances

Beginning until July 2010, new credit card regulations become effective which are designed to protect consumers against arbitrary increases in interest rates and other unfair practices. There should be doubts however, if these new rules will really help at all. Why would these doubts exist? For the same reason that rates on most cards continue …

New Federal Rules For Credit Cards Offer Little Real Protection

January 4, 2009 | Posted in Finances

Finally, some new credit card regulations have been passed by federal regulators in their attempt to protect consumers against arbitrary increases in interest rates and other unfair practices. The new rules are not effective until July 2010, and we should wonder if they will really help at all. The credit card industry is one of …

Choosing Between Debt Settlement and Debt Elimination

December 27, 2008 | Posted in Finances

Overwhelming credit card debt. It is a very common problem for many American consumers. So many people pay their monthly minimums, month after month, without any knowledge that their debt burden may never go away. When a person comes to the realization that they are caught in a never ending payment schedule, they may then …

Debt Elimination May Be Your Best Debt Cure

August 30, 2008 | Posted in Finances

Credit card debt; almost everyone has some. Unfortunately, too many people are overwhelmed by it. This is a burden that always seems to be with us, no matter how hard we try to overcome it. We are not born with it. But we catch it, and we can’t seem to shake it loose. In this …

How to Choose Between Debt Management and Debt Elimination

July 6, 2008 | Posted in Finances

Overwhelming credit card debt is a very common problem for many American consumers. Too many people just continue to pay their monthly minimum payments without any knowledge that their debt burden may never go away. When a person comes to the realization that they are caught in an endless cycle of debt, they may then …

With Rising Food Prices Adding To Credit Card Balances, Consumers Are Legally Eliminating Debt

June 6, 2008 | Posted in Finances

Memorial Day has now passed, throwing us into the time of year where the weather allows us to enjoy picnics and the outdoor bar-b-q. Both of these summertime activities revolve around eating. As food prices continue to rise, even this innocent seasonal fun is putting an extra strain on our budgets. These high food prices …

Regulations On Credit Card Advertisements Are Needed To Help Eliminate Debt

May 29, 2008 | Posted in Finances

We have all seen credit card advertisements on television, radio, magazines, etc. These ads always show ordinary people, living an extraordinary life. Just like we all want to do. The message is clear, just use our powerful plastic card, and you can have it all, and have it now. Forget what you can really afford, …